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For nearly 20 years, Theresa has been writing residential
mortgage loans and construction
loans. With deep
experience in construction financing, new
home loans and refinancing,
she de-mystifies the loan process and educates and advises clients
on home loan options and budget considerations. When you work
with Theresa you’ll have the peace of mind that you’ve
secured the best possible construction or residential loan product
for your specific needs so you can enjoy living in your new home,
not under a mortgage you can’t afford.
 Theresa
is a
recipient of the Home Builders Association's CADRE Award.
The CADRE is awarded by the National Association of Home Builders
and it is the Council Award for Demonstrating Remodeling Excellence.
Theresa is a licensed lender in Oregon and Washington,
and is a Certified
Aging-in-Place Specialist (CAPS). Theresa has served on the
Oregon Association of Mortgage Professionals Ethics Committee
and been featured on Real Estate Television. She has also been
awarded her Certified
Graduate Associate (CGA)
designation from the National
Association of Home Builders. Theresa
also serves on the Board of Directors for the HBA.
As a CGA Theresa has completed 48 hours of classroom instruction
through the National Association of Home Builders (NAHB). This
education is focused on ensuring that she has a similar level
of knowledge that builders and remodelers must have to be accredited
by the NAHB in the areas of estimating, customer service, land
use and planning, project management and much more.
A native of Seattle, Theresa and her husband moved to Portland
in the late 1980s and fell in love with the city. Though they
have lived in other cities, they’ve always considered the
Portland area their home. When not working for clients, Theresa
enjoys spending time with her husband and daughter, reading and
looking after their 10 acre retreat in the Cascade foothills.
Theresa is also an active member of:
When you work with Theresa, here’s what you can expect:
- The mortgage loan process will be de-mystified and you’ll
be educated on your loan alternatives and budget considerations.
- Your loan will be handled by Theresa from beginning to end.
So you never need to wonder who to call with questions or concerns.
- Her extensive credit knowledge can help you clear past credit
issues, deal with recent job changes and handle other underwriting
complications.
- You’ll be well informed throughout the mortgage loan
process, eliminating the stress that waiting for answers can
bring.
- And with nearly 20 years of experience, you’ll have
the peace of mind that your loan documents will be accurate,
thorough and complete so there won’t
be any nasty surprises at closing.
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What is a Certified Aging-in-Place Specialist (CAPS)?
The Certified Aging-in-Place Specialist (CAPS) designation program
teaches the technical, business management, and customer service
skills essential to competing in the fastest growing segment
of the residential remodeling industry: home modifications for
the aging-in-place. The NAHB Professional Remodelers Organization (PRO), in collaboration
with the AARP, NAHB Research Center, and NAHB Seniors Housing
Council, developed this program to provide comprehensive, practical,
market-specific information about working with older and maturing
adults to remodel their homes for aging-in-place.
What is aging-in-place?
In plain English, aging-in-place means remaining in one's home
safely, independently, and comfortably, regardless of age, income,
or ability level. It means the pleasure of living in a familiar
environment throughout one's maturing years, and the ability
to enjoy the familiar daily rituals and the special events that
enrich all our lives. It means the reassurance of being able
to call a house a "home" for a lifetime.
Overview of the CAPS Program
The program CAPS teaches the strategies and techniques for marketing,
designing, and building aesthetically enriching, barrier-free
living environments. This program goes beyond universal design;
CAPS addresses the communication and technical needs to a specific
market. CAPS adds value to that knowledge by providing insights
into how to market to and work the demographic group. Candidates
who already possess an industry certification with a business
component are exempt from taking the third day (see below for
additional information).
- Marketing and Communication Strategies for Aging
and Accessibility (CAPS I): background on the older adult population;
communication techniques; common remodeling expenditures and
projects; accessing the aging-in-place remodeling market
- Design/Build Solutions for Aging and Accessibility
(CAPS II): codes and standards; common barriers and solutions;
product ideas and resources
Upon completion of the CAPS coursework, participants receive
a graduation application. Participants must complete and submit
the graduation application to NAHB Education before they can
use the “CAPS” designation.
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Experience extraordinary...
Call Theresa Springer today at 360-210-7984 to
see the difference that working with an experienced home loan
professional can make for you. |
